Joe Kulle and Katie Riley - Heritage Homes Real Estate



Posted by Joe Kulle and Katie Riley on 11/15/2018

BRAND NEW 5 Lots available 3-4 Bedrooms, 1.5 to 2.5 Baths. These homes have spacious rooms with an open floor plans, perfect for family fun and entertaining. Fabulous Country Kitchen with a center island featuring granite counters, pantry and stainless appliances. Master bedroom has 2 X-large closets and the master bath with a double sink vanity. Additional bedrooms are good size with plenty of closet space. 9 Foot ceilings on first floor to give you the open feeling. Very conveniently located only minutes to Commuter Rail, Highway Rt 24/495, only minutes to Bridgewater State University, Shopping, etc. Generous allowances. WE HAVE OTHER LOTS AVAILABLE! CALL TODAY TO CUSTOMIZE YOUR FUTURE HOME. Only minutes to the commuter rail and Routes 24 and 495. Located behind the E. Bridgewater YMCA. Construction is in process with sheet rock coming in two weeks. Check it out by putting 120 East Pond St. for GPS. and you'll see the home.

More Info on this Property | New Listing Alerts





Posted by Joe Kulle and Katie Riley on 11/11/2018

There’s no doubt that we all have our preferred colors, whether it’s for our cars, our clothing, or our homes. However, there are colors that are favored over others--colors that work well in any environment.

When it comes to painting the inside and outside of your home, good colors decisions can make your home appeal to more buyers and get you higher offers.

In today’s post, we’re going to talk about which colors are ideal for your home if you’re hoping to increase its purchase value.

General rules for choosing paint colors

While there are specific colors and techniques for each room of a home, there are also general rules that apply to painting in general.

First, note that it is pleasing to the eye if a room transitions from dark to light vertically--the floor being the darkest, the wall color in the middle, and the ceiling the brightest. While we can’t say with certainty why that is, a good guess would be because that’s house things usually appear in nature, with the sky being the brightest thing in your line of sight.

Next, understand that painting with darker colors and matte finishes may make a room appear darker and smaller. Glossy or semi-gloss paint with bright colors will reflect more light and make a room look and feel more spacious.

You may have noticed some homes tend to have a continuity to them that is hard to explain. There’s a good chance this is because of the colors used. Having a color palette for your home that uses different shades of a color is a good way to tie the whole home together

Finally, while there are many colors that will work in various rooms of the home, blue happens to be the most preferred color to new buyers. It’s a safe bet that a light blue will work well if you’re at a loss for what color to paint a room.

Next, let’s take a look at each part of your home to find the best colors to use.

  • Exterior. Choosing exterior colors, such as your siding, doors, and trim can be a difficult decision for most homeowners. It’s a good idea to stick with colors associate with the architectural style of your home. Also, be sure to take note of the colors in your neighborhood--you don’t match your neighbors completely, but you don’t want to stand out too much either. A good way to differentiate your home is to use a bold accent color on your front door or shutters.

  • Kitchen. The kitchen should be a warm and welcoming place. Colors like white, gray, and light red all work well in the kitchen. Choose a color that doesn’t overshadow your appliances and cabinets--let those be the bold colors of the room.

  • Bedrooms. Bedrooms, especially children’s rooms, are a place where you have more room to experiment with fun colors. Nearly any color can work in a bedroom, even darker colors, if complemented by light-colored decorations and furnishings. If your master bedroom has a bathroom connected to it, try using the same or a color that will complement the bedroom.

  • Home office. Offices are surprisingly versatile. Many different styles work for different people and their vocations and hobbies. If your home office has a classic look--wooden desk, gold lamps, etc.--a brown or tan color will work well. However, if the office is more modern and creative, a white, gray, or bold green or blue are fitting.

  • Bathroom. For the main bathroom, use a bright color as bathrooms tend to be one of the smaller rooms in a home. Bright colors are also easier to work in the mirror by to improve lighting.




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Posted by Joe Kulle and Katie Riley on 11/4/2018

You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you could find a way around it should you forego it?   


You can legally buy a home without a home insurance policy, but if the house is financed with a lender, the mortgage company usually requires that you have insurance on the property. A lender can also request that your home carry additional policies such as earthquake or flood insurance. There are minimums you must meet based on the value of your home and the lender you do business with. These standards exist so that you as the homeowner will have enough coverage to replace the property should it be a total loss in some type of natural disaster or fire.  


The amount of coverage you need depends on how big the mortgage is that you have taken out. There are certain supplemental coverages that may not be required yet are sensible to carry. These extra coverages include:


Personal liability coverage

Personal property coverage


The good news is that as a homeowner you have a choice. You can shop around and see which insurance companies will give you the best coverage for the lowest price. 


The bottom line is that you shouldn’t risk going without home insurance. Even if your loan company allows you to cancel your home insurance after a certain point, the risk is really not worth saving money. Without coverage or permission to cancel coverage, there is a chance your mortgage company could put your loan into default. 


High deductible, basic insurance policies are better than nothing. If you’re going to pay a premium for home insurance, you should look into getting the coverage that makes the most sense for you and your family. You don’t need over the top coverage amounts, but you should aim for comprehensive protection for your property. The key is to balance the cost of your insurance with the value of the property. If your house burned down, you’d want to know that you could replace your property without worry. If you didn’t have insurance, you could really face some issues. You may not want to pay for home insurance, but you genuinely need it. Make sure you understand your coverages.                





Posted by Joe Kulle and Katie Riley on 10/28/2018

As inconvenient as it may be for our personal lives, most of our careers will be impacted by where we live geographically. Some industries thrive in bustling cities, where others require the resources of deeply rural areas.

Geography isn’t the only factor that determines where the jobs are. However, it can give you a leg up in finding a job or changing jobs if you look for a home in a region that has a thriving job market in your industry.

In this article, we’re going to cover some of the main industries in the United States--industries in which many of us work--and talk about which parts of the country have a lot of jobs in those industries.

So, whether you’re just starting off in your career or looking for a change of scenery, read on for the best places to live for your industry.

Health care

Health care is needed universally. And if you’re in the industry, whether as an administrator, a nurse, or one of the other hundreds of health-related careers, the good news is that it is typically the fastest growing industry in the country.

That being said, some parts of the country favor the health science careers disproportionately. The states of Massachusetts, California, Florida, and Illinois are the four leading places in the country for jobs in healthcare.

STEM (Science, Technology, Engineering, Mathematics)

The STEM fields make up some of the highest paid and most in-demand careers in the country. They tend to be located around urban hubs. However, it isn’t just Silicon Valley that needs great workers in STEM.

First, we’ll state the obvious. San Jose, Santa Clara, and San Francisco are all bursting with high-paying jobs in the technology industries. With companies like Google, Apple, Adobe, and HP, it’s obvious why this region is known are the heart of the technological world.

However, cost of living in this area is quite high, and there are other regions with a flourishing workforce in STEM. Huntsville, Alabama has low rent prices and is home to several large tech companies like IBM and Lockheed Martin. Boulder, Colorado is another area with a quickly growing tech industry, low unemployment (2.7%), and high salary ($91,000).

Manufacturing

Manufacturing jobs have been at the forefront of conversation for years. In spite of many blue collar careers being outsourced overseas, there still remains a thriving manufacturing workforce in the following areas.

North Carolina is ranked number one in manufacturing in the United States. With plants for IBM, Goodyear, and Lenovo, there is a variety of industries that look to North Carolina for manufacturing their products.

Texas has been attracting young workers for their growing number of tech giants and reasonable cost of living. Companies like Lockheed Martin Aeronautics and  ExxonMobil make it a good place for machinists and manufacturers to live.  

Michigan and the Great Lakes cities are often thought of as being where all the manufacturing jobs fled from. However, there are still a number of large companies who are flourishing in the region. In Michigan alone resides General Motors, Ford, Chrysler, and the Dow Chemical Company.


So, if you work in one of these key industries and are on the lookout for a new place to start or continue your career, keep these cities and states in mind.





Tags: cities   states   industry   jobs  
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Posted by Joe Kulle and Katie Riley on 10/21/2018

For those who want to enjoy a quick, seamless homebuying experience, it helps to prepare as much as possible. In fact, those who plan ahead may be better equipped than others to avoid various challenges throughout the homebuying cycle.

From struggling to obtain home financing after a seller accepts your offer to purchase to struggling to find the right home in one of your preferred cities and towns, myriad issues may make it tough for you to achieve your desired results on the homebuying journey. Fortunately, we're here to help you minimize risk as you pursue your dream residence.

Now, let's take a look at three tips to help you avoid a homebuying fiasco.

1. Establish Homebuying Criteria

If you enter the housing market with criteria in hand, you can narrow your house search. As a result, you may be able to accelerate your journey from homebuyer to homeowner.

Think about where you want to live. Then, you can hone your home search and focus exclusively on houses in specific cities and towns.

It also may be beneficial to establish a list of home must-haves and wants. This list can help you determine exactly what you want to find in your dream house so you can map out your home search accordingly.

2. Get Pre-Approved for a Mortgage

There is no need to wait to get a mortgage. Thankfully, lenders are available that can help you get approved for a mortgage before you kick off your home search.

Meet with a variety of banks and credit unions – you'll be glad you did. This will allow you to learn about the ins and outs of different mortgage options.

Furthermore, don't hesitate to ask questions about all of the mortgage options at your disposal. Because if you understand exactly how a mortgage works, you can make an informed mortgage decision.

3. Collaborate with a Real Estate Agent

When it comes to avoiding problems during the homebuying journey, it generally is a good idea to hire a real estate agent. This housing market professional will offer comprehensive support at each stage of the homebuying journey. By doing so, a real estate agent will ensure you can quickly and effortlessly navigate the housing market.

For example, if you want to find a house in a small town, a real estate agent will help you explore residences that match your expectations. He or she will set up home showings and keep you informed about open house events. Plus, if you identify your dream house, a real estate agent will help you submit a competitive offer to purchase.

Let's not forget about the housing market expertise that a real estate agent possesses, either. If you ever have concerns or questions as you pursue your dream house, a real estate agent is happy to address them at any time.

Want to discover your dream residence? Use the aforementioned tips, and you can reduce the risk of encountering problems as you search for your ideal residence.




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